Who We Are
Pete Wierzbicki Financial Services is the industry leader in next-generation financial and merchant services. Our lending specialty is our network of lenders who offer alternative lending solutions and will get you funded even if you have been unable to get funding anywhere else.  Combine your MCA or ACH with our Transaction-ZERO credit card processing and you could save enough on your loan or cash advance to offset or even cover your payments.

Transaction-ZERO, our next-generation credit card processing solution lets you process all major card brands for a set fee of $69 per month and ZERO transaction fees. We will ship to you our pre-programmed credit card terminal with a lifetime warranty at no cost.  This alternative to traditional credit card processing is garnering a lot of attention with ZERO transaction fees, ZERO authorization fees, and ZERO interchange fees. It also comes with ZERO contracts and leases. You get an EMV chip-compliant credit card terminal with lifetime warranty, cash discount integration, window and counter signs, next day funding, and 24/7/365 one-call customer support. You pay only $69 per month and no other fees, even if your current processing fees are in the thousands of dollars.  A minimum of $5,000 monthly volume and $10 average ticket are required.
Funding Solutions
A Network of Lenders Ready To Fund Your Business
Short-Term Loans
up to $2,000,000

1.21 - 1.49%
Our Lowest Factor Rate Available
3-24 month terms
Short and Long term payback options
One-time origination fee
2.5-4% of loan amount
 
 
 
Grow and invest in your business.
Fund projects and purchases that drive your business forward.
•  Hire more employees
•  Remodel your business
•  Increase your working capital
You could

5.50% - 8.75%
Our Lowest Interest Rate Available
10-25 year terms
Long term payback options
One-time admin. fee
4% of loan amount
 
 
 
Grow and invest in your business.
Fund projects and purchases that drive your business forward.
•  Purchase commerical property
•  Invest in needed equipment & inventory
•  Finally open that new location you’ve
   been wanting
You could
Term Loans
up to $5,000,000
SBA Loans
10 or 25 Year Terms
Low Interest Starting At 5.5%
Up To $5 Million
MCA
Bad Credit Still Qualify
Quick Approval Process
Daily Ratio Payments
ACH
Fixed Monthly Payments
Quick Approval Process
Bad Credit Still Qualify
Merchant Cash Advance
Small Business Administration
Automatic Clearing House
Merchant Services
The Next Generation of Financial Services and Products
ZERO
Processing Fees
Next Generation $69 Flat Fee Credit Card Processing
 
Transaction-ZERO next-generation credit card processing lets you process all major card brands for a set fee of $69 per month and ZERO transaction fees. We will ship to you our pre-programmed credit card terminal with a lifetime warranty at no cost. This alternative to traditional credit card processing is garnering a lot of attention with  ZERO transaction fees, ZERO authorization fees, and ZERO interchange fees. It also comes with ZERO contracts and leases. You get an EMV chip-compliant credit card terminal with lifetime warranty, cash discount integration, window and counter signs, next day funding, and 24/7/365 one-call customer support. You pay only $69 per month and no other fees, even if your current processing fees are in the thousands of dollars.
* A minimum of $10,000 monthly volume and $10 average ticket is required.  Some states excluded.
Transaction-ZERO
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See What Transaction-ZERO Flat Fee Processing Will Do To The Average Credit Card Processing Bill
Traditional Credit Card Processing
Standard Card Processing With Excellent Rates
Our traditional credit card processing has all of the best industry benefits in one package. We start you with the lowest rates available and lock them in for life, so you never need to shop around again. We also provide you with a free EMV-compliant chip terminal, next day funding, and 24/7/365 one-call customer support. And best of all, you don’t have worry about service contracts, leases, buyouts, or any long term obligations.
Lowest Rates Available
No Contacts Or Leases
No Rate Hikes
 
 
 
Ecommerce
Credit Card Processing For Your Online Store
We are an authorized gateway reseller for Authorize.net, eProcessing Network, and Payflow - formerly known as Verisign online internet gateway. We can integrate virtually with all ecommerce website and shopping cart software in the market today. We offer developer friendly API and all the latest PCI-compliant solutions. When choosing a gateway it’s important to know not all processors are comfortable with the risk associated with internet processing. This is why it’s especially important that you align yourself with a processor that is willing to work with your growing internet company. We represent providers that are industry leaders in all risk levels. They process for the largest internet retailers on the internet as well as thousands of upstart companies.
Standard Card Processing
 
Competetive Rates
 
POS Systems
The Latest Technology Combined With The Best Rates
Tailored Just for you
State-Of-The-Art Technology
Competetive Prices
We offer a wide variety of POS systems, software, hardware, and peripherals such as cash drawers, bar code scanners, printers, kitchen displays, etc. So regardless of your industry, whether you are in retail, restaurant/bar, hospitality, beauty, or services, we can match your needs to the right POS system to make your business run smooth and efficiently. We have the latest technology at the lowest prices. We will work within your budget and won’t try to sell you something you don’t need. Allow us to provide you with our low-rate credit card processing service and we will include additional discounts with your equipment purchase.

When you’re ready for POS, we’re ready to deliver.
 
Isaac Wierzbicki
Who We Are
C.O.O
505.331.0223
505.999.9387
Pete Wierzbicki
C.E.O
Pete Wierzbicki
P: (505) 999.9387
F: (505) 389.2646
pete@petefs.com
Contact
Quick Connect
Pete Wierzbicki
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